The Latte Factor

I've been reading a book called Smart Women Finish Rich by David Bach. It was recommended to me by a Christian friend who knew that my husband and I are working on tightening up our finances so we can reach certain financial and ministry goals. 

 

Bach talks about "the latte factor." He talks to many women who say they can't save money, but when he asks them about their morning routine, they admit that they stop by Starbucks every morning for a latte and a muffin... or coffee cake... or a scone. That adds up to at least $6 a day. Bach says that if you can cut out the latte and save that money, you can save $180 or more a month. Not bad!

 

I'm not a huge coffee drinker, but the other day, I decided to try a McDonald's vanilla iced coffee. (The summer temps in Texas soar above 100 degrees every day, which is CRAZY!) Anyway, the iced coffee was delicious, and I shelled out exactly $1.72 for a small one, which is in a Starbucks venti-sized cup.

 

SO... if you can't completely forego the coffee, maybe try Mickey D's! :) Read below for some great summer snack tips.